:root{
  --mpt-navy:#0D1B2A;
  --mpt-blue:#0A3E6B;
  --mpt-teal:#159B78;
  --mpt-green:#0AA46B;
  --mpt-light:#EFF9F5;
  --mpt-border:#E0E7EA;
  --mpt-text:#26384D;
}
.mpterms-page{background:#fff;color:var(--mpt-text);font-family:inherit;padding-bottom:20px}
.mpterms-page *{box-sizing:border-box}
.mpterms-page a{text-decoration:none}
.mpterms-shell{width:min(1160px,calc(100% - 36px));margin-inline:auto}
.mpterms-eyebrow{color:var(--mpt-teal);font-size:14px;font-weight:800;letter-spacing:.04em;margin-bottom:12px}
.mpterms-hero{display:grid;grid-template-columns:48% 52%;gap:22px;align-items:center;padding:40px 0 28px;min-height:390px}
.mpterms-hero h1{margin:0;color:var(--mpt-navy);font-size:54px;line-height:1;letter-spacing:-.04em;font-weight:800}
.mpterms-hero-copy>p{font-size:17px;line-height:1.65;max-width:555px;margin:18px 0 0}
.mpterms-updated{margin-top:28px;display:flex;align-items:center;gap:8px;color:var(--mpt-navy);font-size:13px}
.mpterms-hero-art{height:330px;position:relative}
.mpterms-soft-bg{position:absolute;left:25px;right:10px;top:10px;bottom:12px;background:linear-gradient(145deg,#e8f7f1,#f4fbf8);border-radius:47% 53% 46% 54% / 55% 45% 55% 45%}
.mpterms-provider{position:absolute;right:42px;bottom:30px;width:180px;height:230px;z-index:2}
.mpterms-head{position:absolute;top:24px;left:65px;width:62px;height:70px;background:#d99561;border-radius:47% 47% 42% 42%}
.mpterms-cap{position:absolute;top:9px;left:52px;width:89px;height:37px;background:#0a3962;border-radius:55px 55px 10px 10px;transform:rotate(-2deg)}
.mpterms-cap:after{content:"M";position:absolute;color:#fff;font-weight:800;left:38px;top:8px;font-size:13px}
.mpterms-body-shape{position:absolute;left:30px;bottom:0;width:145px;height:150px;background:#0b426f;border-radius:52px 52px 14px 14px}
.mpterms-phone{position:absolute;right:2px;top:91px;width:42px;height:68px;background:#162e44;border-radius:8px;border:4px solid #0c2030;color:#0ba66b;display:grid;place-items:center;font-size:24px;font-weight:800}
.mpterms-clipboard{position:absolute;left:95px;top:35px;width:210px;height:255px;background:#fff;border:8px solid #20394f;border-radius:14px;box-shadow:0 8px 18px rgba(12,37,56,.18);padding:38px 24px 18px;color:var(--mpt-navy);z-index:2}
.mpterms-clip{position:absolute;top:-23px;left:50%;transform:translateX(-50%);width:88px;height:38px;border-radius:15px 15px 5px 5px;background:#20394f}
.mpterms-clipboard h3{text-align:center;margin:0 0 16px;font-size:18px;line-height:1.05}
.mpterms-row{display:grid;grid-template-columns:24px 1fr;gap:8px;align-items:center;margin:11px 0}
.mpterms-row span{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#e7f7ef;color:#0a9d68;font-weight:800}
.mpterms-row i{display:block;height:4px;background:#d9dddf;border-radius:4px}
.mpterms-shield{position:absolute;left:287px;bottom:18px;width:120px;height:143px;z-index:3;filter:drop-shadow(0 7px 10px rgba(13,27,42,.18))}
.mpterms-shield svg{width:100%;height:100%;fill:#0ea56c;stroke:#08734e;stroke-width:4}
.mpterms-shield svg path:last-child{fill:none;stroke:#fff;stroke-width:9;stroke-linecap:round;stroke-linejoin:round}

.mpterms-band{background:linear-gradient(90deg,#effaf6,#f6fbf9);padding:18px 0 22px}
.mpterms-section-title{text-align:center}
.mpterms-section-title h2{margin:0;color:var(--mpt-navy);font-size:28px;font-weight:800}
.mpterms-glance-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:8px;margin-top:15px}
.mpterms-glance-grid article{background:#fff;border-radius:9px;text-align:center;padding:15px 10px;min-height:185px}
.mpterms-icon{width:54px;height:54px;border-radius:50%;margin:0 auto 8px;background:#e8f7f1;color:#0a9d68;display:grid;place-items:center;font-size:25px}
.mpterms-glance-grid h3{margin:0 0 8px;color:var(--mpt-navy);font-size:14px;line-height:1.16;font-weight:800}
.mpterms-glance-grid p{margin:0;font-size:11px;line-height:1.5}

.mpterms-body{display:grid;grid-template-columns:66% 34%;gap:26px;padding:28px 0 18px}
.mpterms-section-heading h2{margin:0;color:var(--mpt-navy);font-size:24px;font-weight:800}
.mpterms-section-heading span,.mpterms-small-line{display:block;width:42px;height:3px;background:var(--mpt-teal);border-radius:3px;margin-top:9px}
.mpterms-policy-column{min-width:0}
.mpterms-item{border-bottom:1px solid #dfe5e8}
.mpterms-item summary{list-style:none;display:grid;grid-template-columns:30px 1fr 22px;gap:10px;align-items:center;padding:14px 0;cursor:pointer;color:var(--mpt-navy)}
.mpterms-item summary::-webkit-details-marker{display:none}
.mpterms-item summary strong{font-size:14px}
.mpterms-num{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:#0aa56b;color:#fff;font-weight:800;font-size:11px}
.mpterms-chevron{color:#0aa56b;font-size:19px;transition:transform .2s ease}
.mpterms-item[open] .mpterms-chevron{transform:rotate(180deg)}
.mpterms-copy{padding:0 28px 15px 40px}
.mpterms-copy p{font-size:12.3px;line-height:1.6;margin:0 0 9px}
.mpterms-copy a{color:#078f59!important;font-weight:700}

.mpterms-sidebar-card{background:linear-gradient(135deg,#f4fbff,#f7fcfa);border-radius:12px;padding:24px 22px;position:sticky;top:24px}
.mpterms-sidebar-card h2{margin:0;color:var(--mpt-navy);font-size:21px;font-weight:800}
.mpterms-checklist{list-style:none;padding:0;margin:16px 0 4px;display:grid;gap:10px}
.mpterms-checklist li{font-size:12px;line-height:1.45;color:var(--mpt-navy);padding-bottom:9px;border-bottom:1px solid #dce5e9}
.mpterms-links-title{margin-top:28px!important}
.mpterms-sidebar nav{display:grid;margin-top:14px}
.mpterms-sidebar nav a{display:grid;grid-template-columns:28px 1fr 15px;gap:8px;align-items:center;padding:13px 0;border-bottom:1px solid #dce5e9;color:var(--mpt-navy)!important;font-weight:700;font-size:12px}
.mpterms-sidebar nav a span,.mpterms-sidebar nav a b{color:#0b9c68;font-size:18px}
.mpterms-question{margin-top:28px}
.mpterms-question h3{margin:0 0 5px;color:var(--mpt-navy);font-size:14px}
.mpterms-question>p{margin:0 0 12px;font-size:12px}
.mpterms-contact-card{background:#fff;border-radius:9px;padding:10px 14px;box-shadow:0 6px 18px rgba(15,38,55,.09)}
.mpterms-contact-card>div{display:grid;grid-template-columns:34px 1fr;gap:8px;align-items:center;padding:11px 0;border-bottom:1px solid #e2e7ea}
.mpterms-contact-card>div:last-child{border-bottom:0}
.mpterms-contact-card>div>span{color:#0a9d68;font-size:21px}
.mpterms-contact-card p{margin:0;display:grid;gap:2px}
.mpterms-contact-card strong{font-size:12px}
.mpterms-contact-card strong a{color:var(--mpt-navy)!important}
.mpterms-contact-card small{font-size:10.5px}

.mpterms-cta{background:linear-gradient(105deg,#052b51,#084574);border-radius:11px;min-height:112px;color:#fff;display:grid;grid-template-columns:90px 1fr auto;align-items:center;gap:20px;padding:16px 28px}
.mpterms-cta-icon{width:66px;height:66px;border-radius:50%;background:#eefaf5;color:#0a9d68;display:grid;place-items:center;font-size:28px}
.mpterms-cta h2{margin:0 0 4px;color:#fff;font-size:25px;font-weight:800}
.mpterms-cta p{margin:0;color:#fff;font-size:13px}
.mpterms-btn{display:inline-flex;background:linear-gradient(90deg,#0ba567,#16b67b);color:#fff!important;border-radius:6px;padding:13px 26px;min-width:210px;justify-content:center;font-weight:800;font-size:14px}

.mpterms-bottom-info{background:#06365f;color:#fff;border-radius:0 0 8px 8px;display:grid;grid-template-columns:repeat(3,1fr);margin-top:2px}
.mpterms-bottom-info>div{display:grid;gap:3px;padding:12px 28px;border-right:1px solid rgba(255,255,255,.15)}
.mpterms-bottom-info>div:last-child{border-right:0}
.mpterms-bottom-info strong{font-size:12px}
.mpterms-bottom-info strong a{color:#fff!important}
.mpterms-bottom-info small{font-size:10.5px;color:#fff}

@media(max-width:960px){
 .mpterms-glance-grid{grid-template-columns:repeat(3,1fr)}
 .mpterms-hero{grid-template-columns:50% 50%}
 .mpterms-hero h1{font-size:48px}
 .mpterms-clipboard{left:55px}
 .mpterms-provider{right:5px}
 .mpterms-shield{left:230px}
 .mpterms-body{grid-template-columns:62% 38%}
}
@media(max-width:760px){
 .mpterms-hero{grid-template-columns:1fr;padding-top:28px}
 .mpterms-hero-art{height:290px}
 .mpterms-hero h1{font-size:43px}
 .mpterms-glance-grid{grid-template-columns:1fr 1fr}
 .mpterms-body{grid-template-columns:1fr}
 .mpterms-sidebar-card{position:static}
 .mpterms-cta{grid-template-columns:72px 1fr}
 .mpterms-cta .mpterms-btn{grid-column:1/-1}
 .mpterms-bottom-info{grid-template-columns:1fr}
 .mpterms-bottom-info>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}
}
@media(max-width:520px){
 .mpterms-shell{width:calc(100% - 24px)}
 .mpterms-hero h1{font-size:38px}
 .mpterms-hero-copy>p{font-size:16px}
 .mpterms-hero-art{height:250px}
 .mpterms-clipboard{left:10px;top:32px;width:175px;height:215px;padding:30px 18px 14px}
 .mpterms-clipboard h3{font-size:14px}
 .mpterms-provider{right:0;bottom:14px;width:135px;height:185px}
 .mpterms-head{left:49px;width:47px;height:54px}
 .mpterms-cap{left:39px;width:67px;height:29px}
 .mpterms-body-shape{left:22px;width:108px;height:120px}
 .mpterms-phone{width:34px;height:54px;top:72px}
 .mpterms-shield{left:150px;width:88px;height:105px}
 .mpterms-glance-grid{grid-template-columns:1fr}
 .mpterms-copy{padding-left:12px;padding-right:6px}
 .mpterms-cta{grid-template-columns:1fr;text-align:center;padding:22px 18px}
 .mpterms-cta-icon{margin:auto}
 .mpterms-cta .mpterms-btn{grid-column:auto;width:100%}
}